“ In good times, I never realised that Equity has an inherent market Risk; and exposed almost everything into Equities. Fincare Capital Management Services LLP adviced me to allocate my assets properly and guided me to invest in some Debt funds also. I still repent, why I didn’t listen to them that time – I lost heavily due to my lack of knowledge on Risk ! But now I am happy, I understand Risk and do proper asset allocation as per my appetite – Thanks to Fincare Capital Management Services LLP”
We generally sell mutual funds as an investment product , and like all other products , it also has some risk . The level of risk in a mutual funddepends on what it invests in.The value of most mutual funds will change as the value of their investments goes up and down.
Usually, the higher the potential returns, the higher the risk will be. For example, stocks are generally riskier than bonds, so an equityfund tends to be riskier than a fixed income
Your Risk is minimised in MF :
Because mutual funds are securities — and not deposits — they’re not guaranteed by Government or other deposit insurance. But other safeguards are in place to protect investors:
Third-party custodian – holds the assets of a mutual fund. This is usually a trust
Independent auditor – reviews and reports on the fund’s financial statements each year
Strong regulator – SEBI is the regulator for all Mutual Funds in India , which ensures that nothing goes wrong at the management front.
DISCLAIMER : www.fincarecapital.com is an online website of Fincare Capital Investment Services LLP. A company, registered in AMFI vide ARN - 88253 as a Mutual Fund distributor. The said website is just an electronic presentation of goal planning with self-help by investors. This site should not be treated as a financial advisory website and this site does not suggest or recommend any specific scheme. Fincare Capital do not charge for any calculation or results produced here. The website and the organisation do not guarantees any returns or financial goal success by any means. Investors are advised to check their respective Risk profile before taking any investment decision. Fincare Capital do not charge any fees or subscriptions for our services, rather earn commission from our product distribution. Fincare Capital Investment Services LLP a no liability third party distribution house.